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Learn about the different insurance coverages we have available for you or your business. We can help you save time and money when shopping for insurance coverage.

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Auto Insurances

Accidents can happen! Our agents advise you through the process of obtaining comprehensive auto insurance that protects you in the unfortunate chance you get into an accident, collision, or even experience car theft. Get peace of mind knowing you are properly protected at all times.

Auto Insurances

Accidents can happen! Our agents advise you through the process of obtaining comprehensive auto insurance that protects you in the unfortunate chance you get into an accident, collision, or even experience car theft. Get peace of mind knowing you are properly protected at all times.

Commercial Insurance

Starting a business in Maryland and growing it into a successful operation is no small feat. It requires a lot of time, personal dedication, and spotting potential issues before they become bigger ones. Sometimes you can’t avoid a problem no matter how much you try, and that’s where ACG and our experience getting businesses the right coverage comes into play. 

Truck Insurance

If your truck experiences any sort of setback. It can cost you or your clients thousands in damages. So if you’ve worked hard to become a truck driver or even start your own trucking business it is best to have the right insurance policy. We are specialized in all types of truck insurance. Visit our dedicated page to learn more!

Truck Insurance

If your truck experiences any sort of setback. It can cost you or your clients thousands in damages. So if you’ve worked hard to become a truck driver or even start your own trucking business it is best to have the right insurance policy. We are specialized in all types of truck insurance. Visit our dedicated page to learn more!

Other Insurance

  • Motorcycle:  You must have at least basic insurance for your motorcycle according to the law. All of our agents are ready to help you get the best coverage for your motorcycle, sports bike or any type of bike you may have.
  • Renters Insurance: Just because you rent a property instead of owning it doesn’t mean you don’t have possessions you need to protect. Unexpected damage to your apartment or property   can lead to expensive replacement costs that can affect your financial stability. Visit our dedicated website to learn more.

In order to ride a motorcycle in Maryland, it’s necessary that you at least have liability insurance from a legitimate agency. This coverage allows you to help others with their medical bills or damage to their property if you cause an accident while you’re riding your motorcycle.

With liability, you’d get minimum limits of $20,000 bodily injury per person, $40,000 bodily injury per accident, and $10,000 for property damage per accident. If you’d like to have additional coverage, speak to one of our agents about what would be appropriate for your situation.

In Maryland, it’s required to have at least some liability protection in order to avoid penalties and fines. Other than being a requirement by law, a policy is essentially an agreement that protects you from paying expensive repairs out of pocket. Getting better coverage means covering your own costs as well. 

We pride ourselves in not being an ordinary broker that just tries to sell a policy and leave you hanging. We take the time to listen to your needs, and then we continue to work with you after you begin your policy. It’s our goal to establish a trusting relationship for years to come. If you ever get into an accident. You can count on us to help you through the process. We are on your side! 

All businesses are unique, even though there may be multiple operations that offer similar services and goods. The size of the business, its physical location, employee headcount, and equipment all play a factor when determining what type of commercial insurance policy is needed.

Maryland requires business owners to carry a workers’ compensation policy for employees but otherwise does not require a business to carry a specific type of commercial insurance. Instead, the state requires business owners to carry insurance policies for certain aspects of the business, such as commercial auto insurance for vehicles owned and operated by a corporation. Our agents can help you acquire the necessary insurance policies required by the state to operate legally.

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